Banking for busy people. No one likes to bank. You prefer to focus on the things in life that are important to you. Banking should be a tool to help you do just that. Pennyworth helps turn your personal goals into a financial plan that achieves them. Managing your personal balance sheet with rewarding saving, investing or borrowing solutions. Designed to take the effort and thinking out of managing your finances. Pennyworth is in pre-application to become an authorised bank in the UK.