<p>Bank 131 is the first private company to obtain a Russian banking license since 2015. They offer API-based solutions for Russian and international companies and the digital economy. Their team has extensive experience in implementing large-scale digital projects in Russia and abroad.<br><br>They use a fintech low-risk transactional business model, which makes our service highly reliable. We do not issue loans, and place equity and customer funds on deposit with the Central Bank of Russia.</p>

<p>The Tinkoff financial ecosystem offers a full range of financial and lifestyle services for individuals and businesses via its mobile app and web interface. At the core of the ecosystem is Tinkoff Bank, one of the world’s biggest online banks with over 10 million customers.</p>