The new N26 Smart premium subscription will bring together The Mobile Bank’s most iconic money management features to help customers stay on top of their finances with confidence and ease.
Digital banking pioneer N26 today announced the launch of its newest premium subscription, N26 Smart. N26 Smart joins N26 You and N26 Metal as The Mobile Bank’s third premium subscription, giving customers access to its most popular money management features for the cost of just €4.90 a month.
The new monthly subscription will bring together a host of N26’s premium features and benefits with fresh, new functionalities to help customers organize their finances with confidence and ease, bundled on top of N26’s 100% digital current account. Features that come with a monthly N26 Smart subscription include:
N26 Smart subscribers will have access to all the intuitive features of N26’s paperless and branchless banking experience - from 100% digital account opening, to instant notifications and automatic categorization of spending through the Statistics feature, free payments worldwide and mobile payments with Apple Pay and Google Pay, in-app access to a digital version of their N26 Mastercard, and fund protection up to 100,000€ under the German Deposit Protection Scheme.
The launch of N26 Smart is the first of a series of planned updates to N26’s product portfolio, set to roll out over the coming months across all the digital bank’s free and premium products. The changes will see adjustments to N26 Standard, taking N26’s digital cards towards a 100% virtual payment experience. N26 You will evolve into N26 International, with even more features for borderless banking and zero FX fees when travelling, shopping and sending money internationally. Finally, N26 Metal will become N26 Unlimited, offering the best digital banking experience with world-class premium banking features, an iconic stainless steel card, comprehensive travel and lifestyle insurance and even more exclusive experiences and offers than before.
Valentin Stalf, co-founder and CEO of N26
Everybody should be empowered to manage their money in a way that makes sense for their priorities and way of life. With more and more customers turning to digital banking in these uncertain times, N26 Smart will put our most popular tools at our customers’ fingertips at a budget-conscious price point, helping anyone effortlessly manage their money digitally with confidence and ease.
The new N26 Smart subscription and planned changes to N26’s existing products build on five years of customer insights, at a time where people are continuing to look for ways to bank flexibly and digitally without ever having to visit a branch.
The benefits of N26 Smart will also be available to freelancers and self-employed individuals in the N26 Business Smart subscription, which will offer all the benefits of a personal N26 Smart premium account, on top of curated partner offers and benefits for business customers, and an added 0.1% cashback on all card spend.
Plans for roll-out in the MENA and CEE regions are underway through a joint venture with global investment conglomerate Dubai Holding.
Strategic investment sets the stage for expanded future omnichannel merchant acquiring capabilities for European SMBs, value-added services and payments innovation.